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Please read our Terms of Use. It contains important legal information. Buying a Home ChecklistBefore you start looking Understand your finances -monthly budget
Understand your finances -tax implications
Understand your finances -downpayment
Understand your finances -selling of existing house required?
Clean up your credit report -close old credit cards
Clean up your credit report -payoff loans
Clean up your credit report -payoff credit cards and other debts
Get referrals for a real estate agent (or find one you like)
Get referrals for a lender (or find one you like)
Get pre-qualified and pre-approved with your lender
Decide on what kind of home you are looking for Research neighbourhood and areas
Research school district
Research city services
Research crime rate
Decide on house type (single family detached, townhome, duplex..etc)
House age
Number of bedrooms
Number of bathrooms
Square footage
Lot/land size
Garage size
Laundry room upstairs or downstairs
Eat in kitchen
Formal Dining room
Formal Living room
Family/Great room
Sunroom
Garden/Lawn
Work with your agent to search for homes that meet your criteria
After you find a home After finding a home that meets your criteria and your financial capabilities, make an offer with price, closing date..etc including noting assumptions on inclusions/exclusions and contingencies.
After negotiating with seller, reach an agreement you feel comfortable with
Arrange for home inspections
Renegotiate if needed based on results of home inspections
Arrange for loan
Sell your existing house if needed
Gather downpayment money (collect money into a single account, sell stock, other assets if needed)
Make moving plans
Arrange for home warranty (if seller is not providing)
Arrange for home insurance
Sign loan documents and make downpayment
Get the keys and move in
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